The New American Dream
- You have to have a job to own a home.
- You have to have decent income to own a home.
- You need a really good FICO score to have choices of different mortgage programs so you can own a home.
- You should have an emergency fund to cover at least 1 years worth of bills. Six months is not enough these days. Just ask the unemployed.
- Forget about owning SUV's. Trade down to a smaller car. The money you will save on gas can go towards your emergency fund.
- Stop giving your children all the new-fangled electronic devices. Put that money towards their education or your emergency fund. Learn to say no unless you like being in credit card debt.
- Stop giving your children a "just because" allowance. Have them earn their allowance for actually doing work in the house that you bought with YOUR hard-earned money. Teach them that they will earn more when they work more. If not, they will feel they are just entitled.
- Don't worry about the Joneses. Worry about the important things you have: each other.



Cell: (631) 703-0201
Office: (631) 226-5995 Ext. 242
Email: JackieC@century21aa.com
Website: www.longislandrealestatelady.com
Website: www.lindenhurstnyrealestate.com
Blog: http://jackieconnellyfornuff.com
Skype ID: LIRealEstateLady

